How to guarantee youR retirement!!!

What is a Deferred Annuity?

A Fixed Tax-deferred annuity, also referred to as a tax-deferred annuity, is a contract between you and an insurance company for a guaranteed interest-bearing policy with guaranteed income options.
You can use annuities for rollover of 401K 403B IRA and Roth accounts

With fewer employer-sponsored retirement plans available, you are probably looking for strategies to help grow and protect your hard-earned assets to fund the retirement you want. Our annuities are designed to provide growth and protection for income that can last your lifetime and have many guarantees!

So even though you’ve diligently saved for retirement, and Social Security benefits are available to you, you may want to consider another source of income you can count on, like an annuity.With annuities, you can decide when you want to begin receiving income, and in most cases, you don’t even have to decide in advance. Whether you need income today or sometime in the future – you can determine what’s best for you.

Guaranteed Lifetime Income

An important benefit of many annuities, is the potential to generate a lifetime income stream in retirement. Most people receive Social Security benefits when they retire, but that income often isn’t enough for retirees to maintain their lifestyle. In previous years, pensions from employers provided a stable source of income retirees could depend on. However, pension offerings have sharply declined in the 21st century, and most employees today don’t have access to these types of plans. For many of those people, annuities can bridge the gap by offering a lifetime income stream to supplement Social Security benefits. When you purchase an annuity, you can choose different payout options including payments guaranteed to last for the rest of your life or for the rest of your and your spouse’s life.

Guaranteed Positive Returns and Protection from Market Volatility

For risk-adverse investors who need enough growth to keep pace with inflation but may be squeamish about the idea of their portfolio losing value during retirement, certain annuities can offer some protection from market downturns in exchange for limiting upside gains. So now the market has gone up considerably maybe its time to lock in gains! Fixed annuities come with, as the name suggests, fixed interest rates, so market downturns are not passed on to you as the annuitant.

Gains are not gains until they are locked in…. having money in risky investments can endanger your retirement …..annuities with lifetime guarantees can insure your future and you can never outlive it

**Talk to an agent to discuss your situation and assess your specific needs and suitability for products!!!

Discover the advantages of insuring with Steven G Kiel Sr Learn more.